Personalized Mortgage Products for Every Type of Financial Scenario

Download our guide of mortgage products or scroll down for detailed product information

Are you new to Canada?

Learn how to make the dream of owning your own home in Canada a reality.

If you are new to Canada and purchasing your first home, it can be a daunting process.

  • What type of citizenship do I need?
  • How much down payment do I need?
  • What type of credit history is acceptable and what is necessary?
  • What price range do I qualify for?
  • How do I go about getting pre-qualified for a mortgage so I can go shopping with confidence?
  • What documentation do I need to complete the mortgage approval process?
  • What steps are involved in the process of applying for a mortgage?
  • How do I get the best rates for a mortgage in the greater Edmonton area including Devon and Leduc?

As Licensed Mortgage Associates in Edmonton, we can assist you with all of these questions and more.

Call (780) 991-1600 to discuss mortgage products with the Advantage Mortgage Team.

You can also review our Frequently Asked Questions and get quick answers to your questions about how to buy a home as a newcomer to Canada.

Financing for Vacation or Secondary Homes

Advantage Mortgage can show you how to make the dream of owning a vacation home or second property come true.

Purchasing your dream vacation property or second home can be a daunting process. Here are just a few questions you might have:

  • How much down payment do I need?
  • What price range do I qualify for?
  • How do I get pre-qualified so I can go shopping with confidence
  • What documentation do I need to apply for a mortgage on a vacation home?
  • What steps are involved from start to finish?
  • How do I get the best rates?
  • What types of vacation properties or secondary homes are allowed by the lenders?

Our Edmonton mortgage brokers have solutions to help you through the process of purchasing your dream getaway or secondary home to make the experience enjoyable.

You likely have questions about financing for vacation properties and secondary homes. Luckily, we have answers to the most common questions we’ve answered for our clients over the years.  Check them out on our FAQ page.

If your question is not listed, please feel free to request a free, no-obligation consultation at any time.

Financing for Acreage and Country Properties in Alberta

You’ve found the perfect acreage property, and now you need to know what options you have to secure financing.¬† Luckily, there are mortgage products to help you through the process and make the experience an easy and enjoyable one.

First, there are numerous questions you may have about purchasing an acreage in Alberta. We have the answers and can guide help you through this process.

Here are the most common questions we answer about purchasing an acreage or country property in Alberta.  If your question is not listed, please feel free to contact us at any time. Don’t forget, our assistance is completely free!

For more information on applying for financing for your acreage property in the Edmonton area, contact Dennis or Lorraine now at (780) 991-1600 for personalized service, all free of charge to you!

Mortgage Renewal Products

You have completed your current mortgage term and it is time to renew.  Your lender sends you a renewal contract and gives you options to pick to renew with them.

There are many things to consider before you sign that mortgage renewal, such as:

  • Are you certain you’re getting the best mortgage at renewal time?
  • Are you getting the best mortgage rates available?
  • Are there any conditions on your current mortgage that may penalize you in the next term if your situation changes and you want to upgrade or sell
  • Have your financial goals changed since you acquired your current mortgage?

Avoid some of the most common mistakes made when renewing a mortgage and get the answers to these questions, and more, on our FAQ page.

Mortgage Refinancing

Access the equity in your home for investments or financial restructuring.

You have worked hard to build equity in your primary investment, your home. But now your financial goals have changed and you want to use some of that equity for investment,  to restructure your financial situation, pay off debts and save money in interest charges.

  • How do you proceed and what are the guidelines of how much equity you can access?
  • Is the time right during the term of your mortgage?
  • How do you qualify for a refinance in today’s lending environment and economic situation?

Contact us, or visit our FAQ page, where you can learn more about mortgage refinancing and get answers to some commonly asked questions.

Dealing with the division of property in a Separation or Divorce

We are separating… how do we deal with our home?

Dealing with divorce or partner separation is difficult enough, but what happens to your home?

  • Can one of the parties keep it and pay out the other partner?
  • Are you forced to sell and uproot your family?
  • What are the steps and documentation needed?
  • Who do you turn to for help?

When a property is involved, what are your options for splitting up the equity and being able to secure another property to live in?

As Licensed Mortgage Associates, we assist you through this process and help ensure that your best interests are being looked after.

There are many questions you may have and you need the answers and guidance to help you through this process.

Here are some of the most commonly asked questions.

If your question is not listed, please feel free to Request a Free Private Consultation at any time.

Ready to find out more?

Let us answer any questions you may have on the mortgage products available to you to best meet your needs.

Contact Us Now

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